Fees + Insurance
do we accept insurance?
Dr. Miller is in-network provider for Anthem Blue Cross and Blue Shield. All of the other providers in the practice are out of network providers.
Many of our clients take advantage of out-of-network benefits and receive reimbursement for services. We are happy to provide the appropriate paperwork for you to submit and can help you use out-of-network mobile applications (e.g., GetBetter; Reimbursify) to streamline filing and make the reimbursement process more simple. You may also be able to use your FSA or HSA benefits to pay for therapy directly.
If you have questions about your insurance coverage for out-of-network services, please contact your insurance company directly.
We do not bill health insurance and our services are considered as out-of-network (with the sole exception of Anthem Blue Cross Blue Shield for Dr. Miller). This means that you are responsible for paying for the costs of services at the time of the session. If you have out-of-network health care benefits, you may be reimbursed a portion of our fees by submitting a “superbill” (a detailed receipt that contains required insurance information) which we are happy to provide you. If you choose to utilize your out of network benefits, it is your responsibility to submit the superbill for reimbursement. Please be aware your insurance provider may choose to cover all, some or none of these services. Therefore, before your first session, we strongly suggest you contact your insurance company to verify your out-of-network coverage of outpatient mental health services.
To find out IF you have out of network benefits and what portion of our fees they may cover, please contact your insurance company directly by calling the customer service phone number on the back of your insurance card (there is often a separate phone number for mental health or “behavioral health” services information).
When speaking with your insurance company, you will want to ask them the following questions:
What are my “out-of-network” outpatient mental health insurance benefits?
What is my deductible and how much of it have I met?
Is it possible to meet with a provider that I choose and submit receipts for reimbursement?
What is the process for seeking reimbursement?
Are there any limitations on how many services a year that will be covered?
What is the coverage amount per therapy session (CPT codes: 90837 (55 min) or 90834 (45 min))?
How long will it take to get my reimbursement?
Do I need a referral from a primary care physician?
Do my benefits cover telehealth services (online counseling)?